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At American Gold Exchange & Pawn, we believe everyone deserves access to quality products at prices that fit their budget. To help customers take advantage of the huge savings on products, we also offer a layaway plan that will fit into everyone’s budget. Layaways require 20% or $10.00 down (whichever is greater) for 90 days (3 months). There are no additional fees, and payments can be made any time within the 90 days—as long as the item is paid in full by the end of the 90-day period.
This flexible program allows our customers to secure the items they love while spreading out payments in a way that’s convenient and affordable. Whether you’ve found a beautiful piece of jewelry, a new tool, or a collectible item, our layaway option ensures you don’t miss out on the savings. And just like our other sales, all items placed on layaway are guaranteed to be tested and inspected for quality, so you can shop with total confidence.
As a family-owned and operated pawn shop serving Raleigh and nearby areas like Cary, Garner, and Knightdale, we’ve built our reputation on trust, value, and fairness. We understand that sometimes you find the perfect item but need a little extra time to pay—it’s why our layaway program is designed to make life easier without hidden costs.
We don’t charge extra fees, and we give you the full 90 days to complete your payments in whatever way works best for you. In an effort to continue passing savings to our customers, all layaway sales are final and items that have been held on layaway may not be exchanged for other products. This helps us keep prices low for everyone and ensures our customers always get the best possible value.
Customers love our layaway program because it combines affordability with flexibility. We make it easy to plan your purchase on your terms without the stress of credit checks or interest. Our friendly staff is always here to help set up your layaway and guide you through every step, so you know exactly what to expect.
Whether you’re shopping for yourself or a gift for someone special, our layaway program makes it simple to secure your favorite finds before they’re gone. That’s why customers throughout Raleigh, Clayton, and Durham trust American Gold Exchange & Pawn for great deals, honest service, and easy payment options that truly fit their budget.
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